Advisory & Validation Services
We are a leading risk advisory and validation service with a diverse list of clients, large and small, who rely on us to give them practical advice on how to navigate through the changing business and regulatory landscape.
We’ve worked on pretty much every risk problem and with every important vendor model over the years. So you’ll see on this page a sidebar that lists many of our services individually – just to confirm that we’re very likely to have seen and worked with your model and your particular problem before.
We’re always looking for and evaluating better tools and processes – a “better-faster-cheaper” way for you to get the job done.
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ALCO Partners Services
Click any heading to view a full list of services.
ALM Consulting & Advisory
- IRR Modeling and Management
- Capital Measurement and Management
- Deposit and Liquidity Management
- Bank Secrecy Act / Anti-Money Laundering Advisory (BSA/AML)
Risk Model & Process Validation
- All Vendor ALM/IRR Models and Processes
- Capital Stress Testing (DFAST)
- Current Expected Credit Loss (CECL)
- Bank Secrecy Act and Anti-Money Laundering Model Validation (BSA/AML)
- “Upstream” Models
- Prepayment
- Securities Cashflows
- CECL and Credit
- Mortgage Pipeline
- Deposit Account Attrition
- Deposit Balance Attrition
- Deposit Pricing
- Governance and Documentation
Deposit Account and Balance Analysis & Management
- Attrition Analytics
- Traditional “Deposit Attrition Study”
- Next-generation “Attrition Dashboard”
- Deposit Pricing and Back-testing
- Depositor-level Behavior Modeling for:
- Pricing
- Profitability
- Service Allocation
- Balance Simulation
Liquidity Risk & Management
- Liquidity Risk Review
- Contingency Funding Plan
Credit Stress Testing & Capital Planning
- Current Expected Credit Loss (CECL)
- Dodd-Frank Act Stress Test (DFAST)